Loans Officer

Job Description

We are a fast-growing microfinance institution seeking a Loans Officer to join our dynamic team. The successful candidate will play a key role in client acquisition, loan portfolio growth, and team supervision.

Key Responsibilities

• Source and onboard new loan clients through fieldwork, referrals, and community engagement
• Assess loan applications, conduct credit analysis, and recommend approvals
• Disburse loans and ensure timely collections and portfolio quality
• Manage and supervise subordinate loan officers/field staff
• Set targets, monitor team performance, and provide coaching and support
• Maintain accurate client records and reports
• Build and maintain strong relationships with clients and local communities
• Ensure compliance with internal policies and procedures.

Key Requirements

• Proven experience in microfinance or lending will be an added advantage
• Strong ability to source clients and grow a loan book
• Leadership and supervisory skills, with experience managing subordinates
• Excellent communication and interpersonal skills
• Results-driven with the ability to work under targets
• Basic financial literacy and understanding of lending principles
• Willingness to work in the field as required

Remuneration & Benefits

Basic Salary: USD 400 per month

Commission: Attractive performance-based commissions for meeting and exceeding targets

Opportunity for career growth in a rapidly expanding organization

How to Apply

Interested candidates should submit their CV to info@dividacapital.com