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Debt Collector

Permanent Western Cape, South Africa, ZA
Posted 1 hour, 29 minutes ago 40 views 0 applications

Job Description

Join our Credit Services team in the Debt Collection Department and help customers bring their accounts up to date through professional, compliant and solution-focused engagements. Success in this role comes from reliability, strong follow-through, and sustained performance against daily and weekly targets. Work arrangement and shifts: Onsite role; shifts may be rotational and may include weekends and public holidays (as required by the business) Role purpose: Collect outstanding customer accounts while preserving customer relationships, meeting compliance standards, and delivering consistent service.

Key Responsibilities

  • Advise customers of the total amount due (arrears plus current instalment).
  • Confirm salary date and ensure alignment between salary date, promise-to-pay (PTP) date and last payment date.
  • Explain relevant consequences of non-payment and benefits of making payment.
  • Negotiate payment solutions, including full settlement and/or multiple PTPs (where applicable).
  • Offer payment options (e.g., credit card) and explain the benefits.
  • Offer debit order arrangements and explain the benefits.
  • Update customer information accurately and use the correct action codes on the system.

Qualifications and Experience

  • Matric (Grade 12) or equivalent qualification.
  • Strong verbal communication skills and ability to engage customers professionally.
  • Computer literacy (email, basic MS Office) and ability to work on systems while on calls.
  • Ability to work shifts as required by the business.
  • Reliable transport or ability to commute for shift work (where applicable).
  • Advantageous Debt collection and/or call centre experience.
  • Exposure to collections systems, CRM and/or dialler platforms.
  • Experience working in a KPI-driven environment.

Competencies

  • Target-driven with the ability to work toward daily/weekly KPIs.
  • Resilience and persistence; able to maintain quality under pressure.
  • Strong negotiation and problem-solving skills.
  • Attention to detail and strong administration/follow-through.
  • Integrity and commitment to compliance and customer confidentiality.
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